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	<title>TuteBox.com &#187; Finance</title>
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	<description>&#34;Knowledge belongs to the world, be proud to pass it on&#34; - Tutebox</description>
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		<title>Crossing of Cheques</title>
		<link>http://www.tutebox.com/3698/business/accounting/crossing-of-cheques/</link>
		<comments>http://www.tutebox.com/3698/business/accounting/crossing-of-cheques/#comments</comments>
		<pubDate>Sun, 11 Sep 2011 16:12:51 +0000</pubDate>
		<dc:creator>Ansh Lucky Sri Jay</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[finance]]></category>
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		<description><![CDATA[A cheque is a negotiable financial instrument we use to settle payments. A cheque can be lost, stolen or the signature of payee can be done by someone else pretending him/her and that’s why the protection of cheques has increased according to an international standard that we must thoroughly consider when writing a cheque. Crossing is a popular method of protecting the payer and payee of a cheque. Both bearer and order cheques can be [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Futures and Forwards Contracts</title>
		<link>http://www.tutebox.com/3278/business/futures-and-a-forward-contracts/</link>
		<comments>http://www.tutebox.com/3278/business/futures-and-a-forward-contracts/#comments</comments>
		<pubDate>Fri, 20 May 2011 18:58:12 +0000</pubDate>
		<dc:creator>Ansh Lucky Sri Jay</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>
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		<description><![CDATA[Both Futures and Forwards Contracts are agreements to trade or do a deal on a set future date, but there are some significant differences. Futures are highly standardized and should follow the standards, while each and every Forward contract is personalized and unique between the parties interact with the trade or deal. Futures are settled at the end with the details final price; whereas etc on the last trading date of the contract while the [...]]]></description>
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		<title>Profit Arbitraging in Forex Transactions</title>
		<link>http://www.tutebox.com/3272/business/economics/profit-arbitraging-in-forex-transactions/</link>
		<comments>http://www.tutebox.com/3272/business/economics/profit-arbitraging-in-forex-transactions/#comments</comments>
		<pubDate>Mon, 16 May 2011 05:18:12 +0000</pubDate>
		<dc:creator>Hajara Saleeth</dc:creator>
				<category><![CDATA[Economics]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[business]]></category>
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		<category><![CDATA[forex]]></category>
		<category><![CDATA[International Business]]></category>

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		<description><![CDATA[Forex arbitraging is defined as making a grain or profit by buying and selling of currencies which are priced wrong. The market in which trader buys the forex has a lower quote and the market in which the currency is sold has a higher quote for the same currency which allows the trader to make profits out of that transaction. As an example, if a person buys US Dollars for Great Britain Pounds and sells [...]]]></description>
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		<title>Minimum Variance Portfolio and the Efficient Frontier</title>
		<link>http://www.tutebox.com/3259/business/finance/minimum-variance-portfolio-and-the-efficient-frontier/</link>
		<comments>http://www.tutebox.com/3259/business/finance/minimum-variance-portfolio-and-the-efficient-frontier/#comments</comments>
		<pubDate>Wed, 11 May 2011 12:51:10 +0000</pubDate>
		<dc:creator>Hajara Saleeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[AL]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[CIMA]]></category>
		<category><![CDATA[Economics]]></category>
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		<description><![CDATA[Minimum Variance Portfolio The minimum variance portfolio theory was adopted from the Portfolio Theory where the variance level of a portfolio is adopted to indicate the risk level of the portfolio. The variance portfolio is defined as a portfolio of assets which has a low beta value when compared to the beta value of the individual financial assets included in the portfolio. Beta value indicates the volatility of the portfolio indicating the risk level attached [...]]]></description>
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		<title>An Introduction to Income Hypothesis</title>
		<link>http://www.tutebox.com/3228/business/economics/an-introduction-to-income-hypothesis/</link>
		<comments>http://www.tutebox.com/3228/business/economics/an-introduction-to-income-hypothesis/#comments</comments>
		<pubDate>Sun, 01 May 2011 19:56:32 +0000</pubDate>
		<dc:creator>Ansh Lucky Sri Jay</dc:creator>
				<category><![CDATA[Economics]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[macro economics]]></category>
		<category><![CDATA[Managerial Economics]]></category>
		<category><![CDATA[Theories]]></category>
		<category><![CDATA[Tutorials]]></category>

		<guid isPermaLink="false">http://www.tutebox.com/?p=3228</guid>
		<description><![CDATA[Income Hypothesis is mainly about observing consumers’ behavior proportional to their income. This can be divided into three main categories. Permanent Income Hypothesis (PIH) This was formulated by the economist Milton Friedman and it explains that changes in consumption behaviors are not predictable, as they are based on long-term income expectations of customers. The key conclusion is short-term changes in income have a very little effect on consumer spending behavior. In permanent income hypothesis model, [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Jaws Ratio</title>
		<link>http://www.tutebox.com/3204/business/finance/jaws-ratio/</link>
		<comments>http://www.tutebox.com/3204/business/finance/jaws-ratio/#comments</comments>
		<pubDate>Sun, 10 Apr 2011 06:14:49 +0000</pubDate>
		<dc:creator>Hajara Saleeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[AL]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[CIMA]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[management]]></category>

		<guid isPermaLink="false">http://www.tutebox.com/?p=3204</guid>
		<description><![CDATA[Jaws ratio is defined as the difference between the percentage growth in income and the percentage growth in expenses. It is a key indicator of financial performance of an organizations and it is been widely used as a tool to control the expenditure and increase the revenue level of the organization. The jaws ratio can be of 02 types namely, Positive Jaws Ratio Negative Jaws Ratio Positive Jaws Ratio Positive jaws ratios occurs at times [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Get Rich? : Managing Income (Part I)</title>
		<link>http://www.tutebox.com/3191/business/finance/how-to-get-rich-managing-income-i/</link>
		<comments>http://www.tutebox.com/3191/business/finance/how-to-get-rich-managing-income-i/#comments</comments>
		<pubDate>Fri, 01 Apr 2011 06:50:01 +0000</pubDate>
		<dc:creator>Hajara Saleeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[financial management]]></category>
		<category><![CDATA[how to be rich]]></category>
		<category><![CDATA[rich]]></category>
		<category><![CDATA[tips & tricks]]></category>

		<guid isPermaLink="false">http://www.tutebox.com/?p=3191</guid>
		<description><![CDATA[Everyone wants to be rich. But how? That is a problem many people have. Therefore Tutebox plans of providing you with a series of tutorials which will let you manage your finances effectively and thereby make you rich. As the 1st today today we are going to present you about Income. What is income? Income is a cash inflow to you and there are several types of incomes. Many people struggle to manage the composition [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Yield Curve</title>
		<link>http://www.tutebox.com/2276/business/finance/yield-curve/</link>
		<comments>http://www.tutebox.com/2276/business/finance/yield-curve/#comments</comments>
		<pubDate>Sun, 23 Jan 2011 06:46:23 +0000</pubDate>
		<dc:creator>Hajara Saleeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[CIMA]]></category>
		<category><![CDATA[Economics]]></category>
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		<category><![CDATA[Tutorials]]></category>

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		<description><![CDATA[The yield curve shows the relationship between the yield (interest rate) and the maturity period of a bond. It graphically represents the rate of return of a particular bond against its maturity period. Investors use yield curves to analyze and compare between their investments alternatives. It gives a clear understanding to the investor as to how much of yield that he is going to get depending on the no of years to the maturity. Investors [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Present Value of an Annuity</title>
		<link>http://www.tutebox.com/2413/business/finance/present-value-of-an-annuity/</link>
		<comments>http://www.tutebox.com/2413/business/finance/present-value-of-an-annuity/#comments</comments>
		<pubDate>Sat, 13 Nov 2010 05:42:58 +0000</pubDate>
		<dc:creator>Hajara Saleeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[CIMA]]></category>
		<category><![CDATA[Economics]]></category>
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		<category><![CDATA[Tutorials]]></category>

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		<description><![CDATA[Present Value of an ordinary annuity (Monthly/Annual investments are made to recover a large some of money at the end of n number of periods) can be found using the following formula. [Note:In ordinary Annuity payments are made at the end of the month/year] PV = R [(1 - (1 / (1 + i)n)) / i] where PV =   Present value of the annuity R    =   Annual/Monthly cashflow i     =  Nominal Interest [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Implications of Fall in Interest Rates</title>
		<link>http://www.tutebox.com/2273/business/finance/implications-of-fall-in-interest-rates/</link>
		<comments>http://www.tutebox.com/2273/business/finance/implications-of-fall-in-interest-rates/#comments</comments>
		<pubDate>Mon, 04 Oct 2010 05:22:22 +0000</pubDate>
		<dc:creator>Hajara Saleeth</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[CIMA]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Tutorials]]></category>

		<guid isPermaLink="false">http://www.tutebox.com/?p=2273</guid>
		<description><![CDATA[Fall in interest rates can have 02 major  implications on any organization: Fall in investment revenue- Any organization has additional  income sources by the interest income received on the investments they have made on financial assets such as shares of other organizations, bonds an bills utilizing the retained profits they have. When the interest falls bank will receive less amount ad dividend and interest income from above mentioned financial assets. This will result a drastic fall in the revenue earned. But in [...]]]></description>
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		<slash:comments>2</slash:comments>
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